How to close SBI credit card permanently online or offline, Check the steps to process the application at the branch, customer care, and sbicard.in the portal, Also find the status online if having cancellation reference number, Check closing charges imposed on the customer to close SBI credit card.
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How to Close SBI Credit Card
Customers of the State Bank of India can anytime close their active credit card. The request to close the credit card should be taken through offline or online mode after completing all necessary checks by the authority. For this, the customer may first submit their application for closure of active credit card, and then the process will be as follows.
Once a request has been placed, the customer should cut the SBI Card into two prices, and thus the process of cancellation will be done once due amounts being calculated. SBI provides an easy way to use all its features using Credit Card, and if you are willing to get this closed, you can move with Online Process or Offline Process or closer as preferred.
Offline Process to Close SBI Credit Card
Customers need to visit the SBI branch and provide them all the card details in a written letter. They should also fill an offline application form to close the credit card by giving all relevant information asked. Thus, submission of the form will begin your closing process and take the termination of credit card, respectively.
The bank executive will notify any due or outstanding amount. Once due is cleared, the Account closure will be automatically processed. The customers will be notified through the Mobile Number and Email address provided once the card’s termination is done. Thus, customer credit card accounts will be closed by removing users from the SBI credit card list.
How to Close SBI Credit Card Online
Customers who are willing to close the state bank credit card can call the State Bank credit card service number, and once a concerned executive has received a call, the details of the card should be provided along with a request to Closer.
1860 180 1290
Suppose no dues are pending in less than 48 hours. In that case, the credit card will be terminated and thus closed, where the customer does not forget to take the service number for future reference. As well a confirmation message will be sent to mobile once successful closure has been done.
If the credit card customer having a registered account in the official web portal sbicard.com, then may automatically submit an SBI credit card complaint about closure online on login with their credentials. Choosing any process leads to closure within the stipulated time to close the SBI credit card, and let’s have a look at the following FAQs.
FAQs
What if my Outstanding Balance is still pending?
To close an existing credit card, the outstanding balance should be paid and cleared, and If a request is raised, until the balance is cleared, the Credit card will be deactivated but will be put on hold for a closer.
Does any process change for Personal or Corporate Credit Card Closer?
No, the process for both the personal and Corporate SBI Credit Card is the same, and thus details required will be different. Once the respective further information using a predefined method is given, Credit Cards will be automatically closed.
Can SBI Suspend, Terminate Use of my Card?
Yes, if you have delayed payment of a Credit Card for more than two months of the due date. Then a credit card will be suspended and terminated for use. The same will be followed in case a closer request form is submitted.
If I close my account, is there any refund amount that I get?
No, as the amount credit card holds is all credit amount given to an account holder for limited time usage, and there will not be any refund initiated or processed when you request to close the SBI Credit Card account.
Does credit card close if any EMI is pending with any other third party?
No, they won’t close the card until clearing all the EMI’s pending or until clearance is received from others.
What are the closing charges imposed on the customer?
The charges for closure were charged from time to time as per the regulations and imposed as per the rules on that date.
